Skip disability assistance statement.

Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at 607-729-5775 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

Design the Solution that Works For You

At Olum's we offer a variety of financing and lease-to-own options to fit everyone's budget. Our goal is to assist every customer, regardless of credit status, in obtaining the furniture, appliances, and electronics they deserve.

Magic Circle Credit

***Please Note: We are a local company in Upstate New York, and do not ship products outside of our delivery area. If you are unable to pickup your purchase or get it delivered by us you will not be able to purchase from us. Thank you for your understanding.***

Applying in-store is fast, convenient, and secure. With your approved application you will be able to shop at any Olum's store. Our exclusive Magic Circle Credit in-house financing means you deal only with Olum's - No Banks, No Financing Companies, No Hassle!

Furniture & Mattresses:
Enjoy 6 Months Interest Free Financing on every Furniture purchase. Subject to credit approval. Minimum monthly payments required. Down payment of up to 20% required. See store for details.

Appliances & Electronics:
Enjoy 90 Days on every Appliance and Electronics purchase. Subject to credit approval. Minimum monthly payments required. Down payment of up to 20% required. See store for details.

Apply In Store »

Synchrony Financing
Wells Fargo

We offer extended financing plans through Wells Fargo and Synchrony Financial. Available to existing customers in Vestal and both Syracuse stores.

Furniture & Mattresses:
Enjoy 12 Months on $399 or more, to well qualified buyers EVERYDAY! Some restrictions may apply - See store for full financing details and qualifications.

Appliances:
Enjoy 12 Months on $399 or more, to well qualified buyers EVERYDAY! Some restrictions may apply - See store for full financing details and qualifications.

HDTVs & Electronics:
Enjoy 12 Months 0% Interest Financing on Electronics and HDTV purchases $399 or more to well qualified buyers EVERYDAY! See store for full financing details, restrictions, and qualifications.

Apply In Store »

Uown Block

Life happens! Almost everyone can qualify for purchases with no credit needed lease-to-own purchasing through Uown. Regardless of your current credit status, getting new Furniture, Mattresses, Appliances, and Electronics is easy with Uown's flexible payments, no application fee, and quick approval!

Apply today, get it today! You've Got This!

You can apply online, or come in to the store nearest you to apply at a Uown kiosk.

Apply Now »

We accept the following major credit cards for store purchases: VISA, MasterCard, Discover and American Express.
Accepted Payment Methods

Olum's Magic Circle Credit
Pay Bill
Make a payment anytime, anywhere, safely and securely, directly from your checking or savings account.

Or you can MAIL your monthly payment to:
Olum's of Binghamton, Inc.
3701 Vestal Parkway E.
Vestal, NY 13850